Huffle Terms & Conditions

1. Agreement

This Agreement forms the entire agreement between Huffle Pty Ltd (ABN 75 604 695 963) ("Huffle" "us" "we" "our" "Licensor") and Users ("you") under which Huffle provides services via Software through ("site"). By accessing, installing, copying or otherwise using the Software, Users ("you") agree to be bound by these terms and conditions. These terms and conditions may be updated from time to time at our discretion and the current version will be made available on the site. Users are responsible for reviewing and keeping informed of any changes to these terms and conditions. Your acceptance of amended terms and conditions is implied by the continued use of the Software.

2. License

Your use of the software is subject to a license hereby granted by Huffle for the non-exclusive, non-transferable, limited right to use the Software on a computer or mobile device, unless otherwise specified by Huffle. This license commences on the date that you install or otherwise use the Software and ends on the earlier date of either your disposal of the Software or Huffle's termination of the license. Huffle retains the discretion to terminate your license immediately and without further notice if you attempt to circumvent any technical protection measures implemented in connection with the Software. All rights not specifically granted under this Agreement are reserved by Huffle and, as applicable, its licensors. Huffle retains all ownership and proprietary rights in the Software.

3. Provision of Services

Huffle provides a data analysis service to Users and obtains credit products on the UserÕs behalf. Huffle obtains quotes for credit products from Third Party Lenders. All data transferred between Huffle and Third Party Lenders is encrypted and de-identified through the use of a unique personal identifier.

We rely upon the information that is collected from Users. We collate the information obtained from a User's Fact Find and produce an analysis of borrowing capacity (ÒWritten AssessmentÓ).

Huffle reserves the right to make changes to the Software, its operation and application at any time without prior notice to Users. Huffle will take steps to ensure the ongoing effective operation and maintenance of the Software and take steps to repair technical issues that arise from within the Software within a reasonable time, with the limitation that the issues are of a global nature, and do not arise from individual use. Huffle uses one of the highest levels of security to protect our Software from third party interference.

4. Payment

We reserve the right to implement charges for the services that we provide. Users will be notified if a charge is imposed and will have the option to discontinue the use of the service.

5. Cancellation

Users can cancel the use of our services at any time. Cancellation will result in Huffle deleting all of the User's information. In order to terminate a User must choose to permanently delete the account via the User's Profile tab in the Settings menu. Simply not logging on to the website or deleting the app will not give effect to termination and deletion of your information.

6. Conditions of Use

7. Warranty and Indemnity

Huffle is a company incorporated under the laws of Australia and is an entity capable of suing and being sued. Huffle provides the services described in this Agreement in accordance with the Australian Consumer Law. The following exclusions and limitations apply to the extent permitted by law.

We do not warrant the performance in any manner of the Software on individual computers and devices. We are not liable for any third party interference with the Software on a User's computer or mobile device. Huffle does not warrant that the Software will meet individual requirements, that the operation of the Software will be uninterrupted or error-free, or that the Software will be compatible with third party software or hardware. While we will use reasonable endeavours to rectify errors arising from within the Software we do not warrant that all errors in the Software will be corrected. We are not responsible for rectifying errors that arise from individual use or installation of the Software.

We are not responsible for rectifying errors that arise with our Third Party Lenders nor are we liable for any default due to an act of God, war, terrorism, strike, lock-out, industrial action, fire, flood, storm, economic events, financial crisis, legislative or regulator changes or other events beyond our reasonable control.

Huffle does not verify the information collected from the User's banking institution. To the extent provided by law, we are not liable for any damages resulting from the possession, use or malfunction of the software including but not limited to property damage, loss of profits or goodwill. You agree to indemnify, Huffle, its partners, licensors, affiliates, contractors, officers, directors, employees and agents for any claim arising directly or indirectly from your acts and omissions in using the Software pursuant to the terms of the Agreement.

8. Intellectual Property

Huffle retains all right, title and interest to the Software, including, but not limited to, all copyrights, trademarks, trade secrets, trade names, proprietary rights, patents, titles, computer codes, audio-visual effects, themes, characters, character names, stories, dialog, settings, artwork, sounds effects, musical works, and moral rights. The Software is protected by Australian copyright and may not be copied, reproduced or distributed in any manner or medium, in whole or in part, without prior written consent from Huffle. Any persons copying, reproducing or distributing all or any portion of the Software in any manner or medium, will be violating the copyright laws and may be subject to civil and criminal penalties in Australia or their local country.

9. Termination

This Agreement is effective until terminated by either party. For termination to be effective, a User must cancel our services in accordance with clause [5] of these terms and conditions. Huffle has the right to terminate the service to a User, immediately and without notice, in the event of a breach of these terms and conditions

Upon any termination, you must permanently destroy all copies of the Software, accompanying documentation, associated materials, and all of its component parts in your possession or control including from any client server or computer/device on which it has been installed.

10. Governing Law

This Agreement shall be governed by the laws of the Commonwealth of Australian and the State of Victoria. If any provision of this Agreement is held to be unenforceable for any reason, such provision shall be considered void to the extent necessary to make it enforceable and the remaining provisions of this Agreement shall not be affected.

11. Complaints

Any complaints can be made to